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blog Lifehacks

Nov. 4, 2023

Let our journey be pleasant

We always try to read reviews of the restaurant where we plan to have lunch or dinner. This way we can avoid the situation when the prices in the institution are too high or the food is too unpalatable. And so we can find out the pros and cons of the place.

Even if we don’t have internet, we use offline maps, such as maps.me.

Buy tickets to museums, attractions and excursions online - this will allow us to save at least 10% on tickets. If you have a student card from any country, take it with you, it will give us a discount in many museums. The same applies to various service IDs.

Be sure to find out about the days when visiting museums is free. Most often it is the first or last Sunday of the month.

Buy tickets for night trains and buses - this way you can save money on accommodation. the only point is that the next night you need to find normal accommodation so that you don’t get too tired.

From the airport you don’t have to take a cab at all, you can always take a bus or a special train, aeroexpress, and get to the city center inexpensively.

Download a dictionary or translator before the trip to be able to talk to the locals, if suddenly English is not enough.

If we choose a hotel on the sea - look out for 2-3 lines, sometimes the difference in distance is not very big, but the price is very different.

If we urgently need wi-fi - you can connect to it in any McDonald’s. Also, when we go to lunch or dinner at a restaurant or cafe, we just ask the waiter for the password if it is not spelled out on the front pages on the menu.

If we are very nervous during flights - it is better not to drink coffee before the flight. Coffee can increase heart rate and can increase anxiety.

Just in case, we upload scans of all important documents. If the originals get lost, we will always have copies with us. But we’ll be very careful with the documents. Recovery sometimes takes too long.

We take several plastic cards with us on the trip. If one of them gets lost, you can quickly block it, transfer funds and use the other one.

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blog Lifehacks

Oct. 22, 2023

How to see the main things in the city and not miss anything

Before traveling to Europe and other places, we study websites with itineraries for one, two or three days. Most often they already include all the main sights that we should familiarize ourselves with.

Before the trip we look for some unusual places that are not included in the guidebooks, we can find real gems that will remain the fondest memories of the trip.

We’ll plan in advance when and where we’ll go, but we’ll also leave time for improvisation. Sometimes it’s so nice to just lie in a park or sit in a coffee shop for a couple hours.

We don’t want to have time to see everything at once, so that we can run around the whole city and fall down from fatigue by the evening. Let’s say to ourselves in advance: “I won’t be able to see absolutely everything”, and take it as a given. There is nothing terrible in it. The main thing is to observe the city and its inhabitants. Let’s try to become a part of it, even if only for a little while.

We wake up early - so we can look at the main attractions without the crowd of tourists, behind which it is difficult to see the building or monument itself.

If we rest in a hotel - refuse the excursions offered there. Most often street agencies offer the same excursions, only much cheaper. But even here we need to be careful and choose “decent” agencies, with clear conditions and guides pleasant to us.

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blog Lifehacks

Oct. 13, 2023

How to find cheap accommodation

The main thing is that we consider all options: hotels, apartments and hostels, they have options for 2 or 4 people. Hostels are especially favorable if we fly a large company of 6-8 people. In this case there is a chance to rent the whole room just for the company.

We open a site to search for accommodation, for example, Booking, choose the desired dates and put the lowest price. So, choosing by cost and looking at the location, we will find the most suitable options.

It is better to search for apartments on AirBnB on the same principle, by putting filters. We always use both services. You can never predict where there will be discounts on housing just in our time frame.

Let’s put aside our prejudice towards hostels, if we have any. Now especially in large cities, there is a large selection of such housing, where you can quite comfortably spend a few days. This is relevant for single travelers, because the price in hotels for one person is always greatly inflated.

If we want to find accommodation for free - CouchSurfing can help us. This is a service that shows who is ready to shelter travelers. Search early, preferably a month or more in advance, because many hosts can respond for several days.

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blog Lifehacks

Sept. 20, 2023

How to buy airline tickets profitably

We try to buy tickets at night or early in the morning, because prices are usually lower at this time and there is more choice. You’ll have to stay up a couple of nights.

We subscribe to the newsletter of airlines and destinations we like. This way we’ll be the first to know about the best deals and won’t spend a lot of time searching.

We look for tickets using the low price calendar - it lists all the cheapest destinations and dates.

Usually the best price for tickets is two or three months before departure, when there are still enough seats. The closer the departure date gets and the fewer seats are available, the more expensive the ticket becomes.

If we know in advance where we want to go next summer, we buy tickets as early as possible. It is ideal to do it in winter or any other low season.

Watch out for promotions during Black Friday and Cyber Monday. These days you can buy very cheap tickets, especially if we fly on European low-cost carriers.

We buy tickets with midweek departures, so they cost significantly less than on weekends.

One-way tickets are always more expensive, so we buy round-trip tickets. This option is not suitable if we do not know the date of return home.

We are not afraid to fly with connections. This is not only a great opportunity to see another city in a day, but also a favorable way to save money. Connecting flights can often cost several times cheaper than direct flights. Of course, you should plan your connection so that the time you have to spend in another city allows you to see it.

Flying low-coasters. If at the same time we do not need luggage, seat selection and meals, we can choose the cheapest ticket of all existing.

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blog Lifehacks

Sept. 9, 2023

How to find an inexpensive tour and not go crazy

Choose mass destinations for the tour - those countries where tour operators book the largest number of hotel reservations and charter flights.

Be sure to read reviews of the tour operator, airline and hotel before traveling. This is a universal tip for any trip that will help you avoid unpleasant situations and get an unforgettable vacation experience.

Travel in the low season and not during the holidays. At such a time it will be possible not only to buy a tour at the best price, but also not to crowd at the airport with other tourists who have already arrived or, conversely, left.

If possible, buy “hot” tours. A few days before departure tour operators, as a rule, reduce prices to a minimum, and then you can buy a tour for a ridiculous price.

But do not buy too cheap tours. If the cost of the trip is so low that it raises suspicions, then, most likely, there is a reason for it. Either we will be poisoned in an old hotel that is out of town, or we may be left without meals. It may even happen that the trip is marked down - believe me the tour operator will find a reason if it is not profitable for him to sell the tour.

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blog Lifehacks

Aug. 7, 2023

How to get a residence permit with passive income from €200 - Rantier visa

Immigration programs for rentiers are offered by 28 countries. A Rantier visa or residence permit can be obtained by people who have regular passive income from another country. Passive income in this context is income not related to daily labor activity. One of the most popular sources of passive income for a Rantier visa is renting out real estate.

Top 5 countries with required passive income not exceeding €2000/month

Chile - from $509/month
Portugal - from €760/month
Uruguay - from $1500/month
Argentina - from $1810/month
Cyprus - from €2000/month

List of required documents depending on the type of your passive income:
Document confirming the status of the owner of the object that brings regular passive income.
Notarized copy of document #1 with apostille.
When renting out real estate, a written rental agreement is required, it also needs to be notarized and apostilled.
Certificate of absence of a criminal record with an apostille for the country in which you intend to obtain a residence permit.

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blog Business

Aug. 4, 2023

Guide to fast payment systems

Swish

The application performs transactions without commission for individuals within Sweden, allows you to send and receive money by phone number, as well as by QR code and from a smartphone.

Faster Payments

Faster Payments is the UK’s fast payment system, with over 40 banks in the country, including Revolut, connected to it. The system allows you to send up to £1 million in a single transaction and make online payments with no fees from private customers.

Faster Payment System

Supported by 20 Chinese banks, the system allows customers to make instant transfers in Hong Kong dollars and RMB with no fees using the recipient’s phone or bank account number, email or QR code.

New Payment Platform

Australia’s fast payment system, transfers can be made by phone number, email, business number (ABN) or bank account number, transfer fees are set by the bank.

PagBrasil Pix

A Brazilian service that allows you to make transactions instantly (in less than 10 seconds), 24/7 without commission.

Zelle
Venmo
PayPal

America’s fast payment systems, Venmo is a local service that can only be used in the US.

PromptPay

A system in Thailand allows payments in Thai baht using bank accounts in Thailand.

Express Elixir

A fast payment system in Poland allows money transfers between Polish banks.

IMPS

Indian service operating since 2010.

JIFFY

An application launched by Italian hypermarket chain Iper for all its outlets in seven Italian regions. Using JIFFY, customers can pay for purchases through a smartphone app that connects directly to their bank account. Money is transferred in real time between individuals and payments can also be made to merchants.

GCash

A popular e-wallet and mobile payment service in the Philippines, used by over 60 million people.

SigmaPay

The service started in Turkey, accepts any Visa, Mastercard, Mir and UnionPay cards. The service earns on commission for making payments (2%) and conversion rate from rubles to lira (+12% of the real one). The money is credited to the seller’s Turkish account within two working days of payment.

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blog Lifehacks

Aug. 4, 2023

A short guide to the new visas for digital nomads

Philippines

The program is scheduled to launch by the end of 2023.

  • The visa will be issued for one year with the possibility of renewal for another 12 months.
  • Visa conditions: no criminal record, local health insurance, proof of remote income (amount not yet known, place your bets gentlemen!).
  • Applicants will not be considered tax residents in the country and will not be subject to local taxes.

Czech Republic

The program is for citizens of the following countries: Australia, Canada, Japan, USA, South Korea, New Zealand, UK and Taiwan.

  • Applicants must have a long-term employment contract with a foreign company or be freelancers/self-employed in the IT field.
  • You can move with your family under the program.

Canada

Visa period - up to 6 months, not much, but with the possibility to find a job on the spot with a contract of up to 5 years (with an offer you can get a temporary work permit and even apply for Permanent Residence!).

  • The documentation requirements for nomads are still being developed by the Canadian government, most likely different provinces will have different opportunities for nomads and different minimum income to apply, but we’ll see.
  • Tentative application processing times are up to two months.

Uruguay

The main thing - there is no minimum income requirement, it is enough to declare under oath that you have the means to financially support yourself during the entire period (but just in case it is better to prepare additional evidence of sources of income outside the country).

  • The visa is valid for 6 months and can be extended for up to a year (you will need to be vaccinated in Uruguay and provide certificates of no criminal record for the last 5 years from all countries where the applicant has lived for at least 6 months).
  • The requirements also include an apostilled and Spanish translated certificate of no criminal record.
  • The application fee is $312 (or from a Uruguayan account within 24 hours of completing the application form).
  • Apply online after entering the country.
  • There is no personal income tax on fiscal resident income from foreign sources.
  • Application confirmation and residency authorization is sent via email.
  • Bonus track: you can request a residence permit almost immediately after entry in the absence of a criminal record, the presence of a confirmed income of $ 1500 per month, medical examination, is not issued quickly, but for this time the applicant receives a residence permit. After sending documents for a residence permit, the “counter” is turned on to apply for citizenship by naturalization (after 5 years of life with a residence permit for singles and after 3 years - for married).

Japan

Mysterious as the country itself, the Japanese program for digital nomads has only recently been announced, no details yet, except that the visa will be valid for more than 90 days, it will be necessary to confirm remote income (preliminary they say about the amount from $ 2500 to $ 5000 per month), waiting for details!

What country would you like to move to on a nomad visa?

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